Products and Services

VISA Credit Cards
We offer Visa Credit Cards, both secured and unsecured, with rates beginning at 7.49%. Depending on your credit score will decide your rate. Complete our loan application and see if we can get you approved! You can apply on line for your convenience.

VISA Debit Cards
You must have a checking account to use the VISA Debit Card)
You can request a VISA Debit application when you open your checking account.

  • You can withdrawal up to $750 per day.
    (If ATM is offline, limit is reduced to $100)
  • Internet transactions, up to $750 per day.
  • POS (Point-of-sale) transactions, up to $1500 per day.
  • CARD VALET now available for FREE to help you protect your Debit Card.

Always use this VISA as a credit transaction. Always keep a check register of your transactions.

Account Types


  • Regular Savings
  • Minor Savings
  • IRA Savings
  • Christmas Club (Savings)
  • Rainy Day Club Account (Savings)
  • Share Certificates – 6 month, 12 month
  • Checking Accounts, unlimited check writing, no minimum checking account
    balance required.
    FREE ATM or VISA Debit card.
    Courtesy Pay with direct deposit for checking accounts. (ask us)
    Avoid the Payday Lenders with Courtesy Pay!!!!
    Overdraft Loans available for checking account.


  • 1st Mortgages (When available)
  • 2nd Mortgages (When available)
  • Home Equity (When available)
  • Vehicle Loans
  • Home Improvement Loans
  • Vacation Loans
  • Holiday Loans
  • Many other different types of loans are available
  • Call us for more loan options. 757-388-3834

Other Products

  • GAP Insurance and Warranties on your vehicle loans
  • Certified Checks
  • Money Orders
  • PFP Insurance Products
  • CUNA Mutual Insurance Products
  • Reduced pricing for Ocean Breeze Tickets, Busch Gardens & Water Country
  • Courtesy Pay for Checking Accounts (No credit check)
    • Pre-paid VISA Gift Cards
    • Regular VISA Gift Cards
    • Members can pull copies of their checks for FREE on Home Banking
    • FREE Mobile Banking
    • FREE Card Valet (Protect your debt card)

  • Accept direct deposits and payroll deductions
  • You can have ACH debits to pay bills from your checking account
  • We offer overdraft protection via savings & loans
  • Free online Home Banking, 24 hour access
  • Free 24 Hour Audio Response to check your balances and make transfers at 1-800-399-4801
  • You can transact business at any Credit Union Service Center throughout the world.
    To find a location, visit (You can download icon on your smart phone)
  • No surcharge ATM’s at all Credit Union 24/CU Here terminals. Visit to find a location near you. We don’t belong to the Allpoint Network.
  • Members can go online and order their credit union checks. Click here.
  • Members can wire funds to other financial institutions. (small fee)
  • We offer free notary service at main office @ SNGH and Sentara Obici office.
  • We offer Free E-statements. Go Green and stop paper statements!!!!

Certificates & IRAs

Looking to invest in your retirement or to simply save a little? Consider opening an IRA today. We offer Traditional and Roth IRA’s. We also offer great rates on our Share Certificates.