Privacy Policy & Notices

FACTS WHAT DOES PRIME CARE CREDIT UNION
DO WITH YOUR PERSONAL INFORMATION?
Why ? Financial companies choose how they share your personal information.  Federal law
gives consumers the right to limit some but not all sharing.  Federal law also requires
us to tell you how we collect, share, and protect your personal information.  Please read
this notice carefully to understand what we do.
What? The types of personal information we collect and share depends on the product or service you have with us.  This information can include:

  • Social Security number and Addresses
  • Employment and Payroll Information
  • Account Number

When you are no longer our customer, we continue to share your information as described in this notice.

How ? All financial companies need to share members’ personal information to run their everyday business.  In the section below, we list the reasons financial companies can share their members’ personal information; the reasons Prime Care Credit Union, Inc. chooses to share; and whether you can limit this sharing.

 

Reasons we can share
your personal information
Does PCCU Share Can you limit this sharing?
For our everyday business purposes
Such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus.

YES

NO

For our marketing  purposes-
To offer our products and services to you

YES

YES

For joint marketing with other financial companies

YES

YES

For our affiliates everyday business purposes– information about your transactions and experiences

YES

YES

For our affiliates everyday business purposes– information about your credit worthiness

YES

YES

For non-affiliates to market to you

NO

WE DON’T SHARE

TO LIMIT OUR SHARING
Call 757-388-3834
Please note:
If you are a new member, we can begin sharing your information (30) days from the date we sent this notice.  When you are no longer our member, we continue to share your information as described in this notice.
However, you can contact us at any time to limit our sharing.

Questions ? Call 757-388-3834 or go to www.primecarecu.org

Who We Are
Who is providing this notice? Prime Care Credit Union, Inc.
What We Do
How does Prime Care Credit Union, Inc. protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law.  These measures include computer safeguards and secured files and buildings.
How does Prime Care Credit Union, Inc. collect my personal information? We collect your personal information, for example, when you

  • When you open an account or
    Become joint on an
    account
  • When you apply for a loan or Co-sign on a loan
  • Apply for an ATM/VISA Debit or VISA Credit Card
Why can’t I limit all sharing?

 

 

 

Federal law gives you the right to limit only

  • sharing for affiliates’ everyday business purposes- information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for non-affiliates to market to you State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates Companies related by common ownership or control.  They can be financial and nonfinancial companies.

  • Credit Union Service Centers (Shared Branching), Credit Union 24
Non-affiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • CUNA Ins., Sentara, Equifax, FISERV, Exchange, Cirrus, Accel/Exchange, American Express, Summs Skip, IPFP Services, Communique, RA Rodgers,  Corbin & Company, Attorneys S.Leon, B. Gould and  S.Brown.
Joint marketing A formal agreement between non-affiliated financial companies that together market financial products or services to you.

  • PFP Services, CUNA Mutual, FISERV

 

Other Important Information
As part of our commitment to you as members’, Prime Care Credit Union, Inc., will protect the confidentiality of your account information.  Employees and volunteers are informed of their responsibility to protect member information bound by this Privacy Policy Notice.  Staff may access your account information only when necessary for business reasons.  This may include but not limited to, reviewing new and closed share accounts, reviewing new and closed loan accounts, processing any type of loan, to open or close an account, and any information needed in performing annual information without proper consent.

If you decide to terminate your membership or become an inactive member, PCCU will adhere to this Privacy Policy.